Homeowners. Renters. Condo Insurance
At Gateway Insurance Agency, we work with the most reputable carriers to insure primary residences and rental homes. Your home insurance should never be something you are forced to sacrifice on because of the cost and we strive to provide you the best plan that fits your needs and budget.
Homeowners Insurance
Protect your home with our tailored homeowners insurance. We offer a range of options to keep your property secure and provide peace of mind for you and your family.
Condo Insurance
One of the largest selling points is condo owners are not responsible for the exterior of the building structure or the building common areas. The structure is covered by the condominium association in their “Master Policy.” However, from the studs in, becomes the responsibility of the homeowner, and most condominium associations require the homeowner to have specific insurance coverage.
If you own a condominium, we encourage you to have your master's policy and current condo insurance policy reviewed to ensure that you have the appropriate amount of coverage. Many homeowners make the mistake of thinking that their master policy will cover all of their basic needs only to find out that when a disaster strikes, they don’t have the insurance they need to pay for the damages.
Dwelling Protection
Cabinets, studs, paint, etc
Personal Property Protection
Liability Coverage
Furniture, televisions, computers, etc
Loss Assessment: to prevent lawsuits
Possible requirement from the condo association to cover a particular loss
Renters Insurance
Your landlord’s policy will not cover your belongings. Renters insurance is an inexpensive solution to protect your personal property.
At Gateway Insurance Agency, we understand that just because you don’t own the house, doesn’t mean that the home and its contents are any less valuable to you.